Skip to main content

Nine Easy Apps to get up to $500 Advanced Instantly

https://www.pexels.com/@yankrukov/
Photo by Yan Krukov 

Cash Advance apps offer people the ability to borrow small amounts of money in the form of cash advances. Some may have additional features, such as credit-building, saving and budgeting tools, and bank accounts. Most require a monthly membership fee and/or service fees that will be deducted from your account at the same time as your advance repayment. You will need to have a bank account with direct deposit from your employer in order to use these apps. Here is a list of nine, no hassle, Cash Advance apps you can use to get from pay check to pay check. Before I list them, I want to advise against using these apps unless it is an emergency. These should only be used every once in a while. If you are having problems getting from paycheck to paycheck, there is likely a bigger issue at hand. I recommend going over your income and expenses and watching your spending, or getting a second job. Click here for the budgeting app that I use and how it helps me manage my money: My Go-to Budgeting App 

Here are nine apps you can use to get cash now:

EMPOWER is a personal finance app that helps you take control of your money. They offer cash advances of $25 to $250. Empower is at the top of my list because it doesn't charge any fees or interest on its cash advances. You just pay it back automatically when you receive your next paycheck. Once you connect a checking account to Empower, you’ll also be able to get a complete snapshot of your financial spending. This tool is useful because it can help you cut unnecessary spending.




BRIGIT is an app that provides small cash advances of $50 to $250, as well as a budgeting tool. You will have to pay a $9.99 membership fee to access most of Brigit's services, including cash advances. Once Brigit is linked to your bank account, it will analyze your spending. With a Plus membership, it will automatically advance money if it thinks your account is in danger of overdrawing. Brigit is not available for joint checking accounts and it does not work with Chime, Capital One or NetSpend, (although they do work with more than 6,000 other banks and credit unions).




DAVE is a popular cash advance app that also offers banking and financial services app. It was originally created to help customers avoid bank overdraft fees. You can advance up to $250 with Dave. There is a $1.00/month membership fee and $5.99 fee for instant transfers. Cash advances are free if you use the standard 2-3 day option. They also ask for a tip of up to $25 but it is not required. You have the option of linking Dave to your existing bank account or opening a Dave account.




ALBERT is a financial app offering automatic savings tools, bank accounts, cash-back rewards, auto-investing; and, they just happen to make cash advances as well. You can advance $100 - $250 from Albert to help to make ends meet. Albert charges a fee to get funds instantly, or you can transfer in 2–3 days for free. The app does ask for a tip, which is not required. The app also charges a $4 monthly membership fee. Albert also offers early paydays to account holders.




EARNIN has been around since 2013. It allows users an advance between $55 to $500 for each pay period, depending on your situation. You pay the loan back out of your next paycheck and there are no membership fees, or advance fees. The catch is that you have to be a salaried, hourly, or on-demand employee to use Earnin. You also have to receive your paycheck via direct deposit, allow Earnin to track your work hours, and possibly give them your work email for added verification. The app asks for a tip but it is not required.





KLOVER is an app that offers zero-interest cash advances on your paycheck to help you cover expenses until your next payday. The maximum amount you can advance is $100. As with the other apps, you have to link Klover to your bank account and fees apply for instant cash advances. The fee for instant cash is $6.49. Klover has a point system that allows you to earn points by completing tasks and offers on the app. You can then use your points to increase the amount of your advance, to spin the price wheel, or to enter daily sweepstakes. 



SOLO FUNDS is not a cash advance app. However, you can obtain micro loans from Solo Funds to cover emergency expenses. These are peer-to-peer loans and range from $50 to $1,000. You can get your money the same day and you have up to 15 days to pay it back. SoLo Funds doesn’t charge loan fees or interest. However, it will charge you a late fee of 15% of the loan plus $5 if your payment doesn’t go through on the due date. Additionally, your peer lender may ask for a tip in order to fund your loan. Tips can be up to 10% of the loan amount. 




CLEO is a finance and budgeting app for beginners. The app allows cash advances of up to $100 for its plus members. The plus membership is $5.99 monthly. You can choose your repayment date and it can be anywhere between three and twenty-eight days. What makes Cleo different from other apps is it's chatbot Monster. The Cleo monster uses artificial intelligence to track your spending and push you to be more conscious about what you're spending. The app tries to bring some fun to financial management. You can even put it on Roast Mode and Cleo will humorously shame you for your poor spending.




FLOAT ME offers small cash advances that are perfect for avoiding overdraft fees. The app allows advances of $10 to $50 that you can borrowed between your paychecks. Although the maximum you can advance is $50, most new users are only approved for up to $20 per pay period. Float me has a low monthly membership fee of $1.99 and an additional fee for instant transfers. Repayment of the advance and fee will automatically be deducted from your bank account on your next payday. 


Labels:

Comments

Post a Comment

Popular posts from this blog

No More Tears - written by Juanita Harris

This is a poem about leaving an abusive relationship. It is published in my book "RIP-Rejection, Inspiration & Peace." released in May of this year. Let me know what you think. No More Tears I’ve dropped a million tears for you, But I shall drop no more. I lived my life in fear of you, But I shall fear no more. I put my pride Aside For you, But now I’m walking out the door. You see, I put my dreams aside for you. Did anything You wanted me to. I cooked your meals And ironed your clothes. I made love to you All nightlong. I was devoted to you And still You did me wrong. I supported you Through the hardest times. I’ve paid bail and lawyer’s fees. I brought you in whatever you needed Be it cigarettes Or weed. I sat through visitations Twice a week, But when you got out (of jail) I was your last priority. Everyday You would say That you love me. But you took away My dignity, With bruises And beatings And nights Of laying beside you, Crying While you’re sleeping. Yeah, I’...
3 comments
Read more

Ex ...(P2.1) The beginning

I think ...for you to truly understand, I have to go back to the beginning.  I love, being in love, and back in my 20s it was I could dream about. I wanted a husband and a friend. I wanted a soul mate and a lover. I wanted a family. I wanted to grow old with my husband. I dreamed that one day we would be elderly sitting on our porch in rocking chairs fussing at our grandchildren together. My husband and I.  Summer Fling 2002 - I was sitting in the kitchen listening to music when my mother called. She was at work and needed tampons. I grabbed the tampons and my purse and headed out the door. It was a warm summer night. I walked to the corner and checked for the bus. Nothing. I'd have to walk the four blocks to her job. It was Friday and the whole neighborhood seemed to be outside. Teenagers roamed the streets in groups talking loudly. Cars cruised down the block with various genres of music fading away as they passed. A small crowd lingered outside the Chinese store. I walked q...
Post a Comment
Read more

Ex... (P1.3)

I knew it.  All the signs were there.  This man flipped the script so fast!  We were just in love and planning on starting our business so we could really build something.   Ex had enrolled in school and began classes.  Soon after, he started going out without me.  He was staying out really late.  At family events he sat in a corner with his face in his phone texting and smiling instead of talking with the guys.  I wasn't stupid.  I confronted him and he denied any wrong doing.  I waited up for him so many nights.  The bars closed at 2:00 am.  Sometimes he didn't make it home until 5 or 6.  He said he was at the "after hour."  I called him a liar.  I argued with him every day.  I bitched and yelled, and he wouldn't tell me the truth.  I tried talking and reasoning with him, but he wouldn't tell me the truth.  I had to find out on my own.  So I did.  After only three months...
Post a Comment
Read more

Just Enough

He uses alcohol to cover his pain. Unsure of how to sustain He lays down his troubles With me, And I provide him with a soft touch. Nothing much, But just enough To ease his mind. Enough to relax him To help him unwind. And he tells me of his sorrows. How he wishes there were no tomorrow. He doesn’t know his beauty Or his worth. So I provide him comforting words. Nothing much Just what should be heard To ease his mind. My eyes meet his and we finally kiss. Racing hearts, now exist. He doesn’t know if he should Go further. So I provide him reassurance Nothing much, But it gives him a chance To ease his mind. It helps him relax As our bodies entwine. Then within him all the anguish sleeps. While inside me, I can feel him deep. He was so in need of being wanted And set free. So I provided him this simple crutch It’s nothing much, But just enough To ease his mind. Enough to relax him And help him unwind. by  Juanita Harris Published in R.I.P. - Rejection, Inspiration & Peace
Post a Comment
Read more

Ex... (P1.2)

Sometimes I think Ex loved me more than I loved myself.  He loved me so much that he put me on a pedestal and held me to a higher standard. There were so many things that I was supposed to be.  Pretty but humble, kind-hearted but unyielding, well kept but natural, conservative but open-minded, reserved but out-going, strong but soft, cordial but not too friendly.  It was almost impossible and quite draining to keep up with.  Still, I was determined to keep it up.  Ex thought more highly of me than I thought of myself and I wanted to be everything he thought I was.  So I did....or at least, I tried. Sometimes I was too friendly or didn't say the right thing.  Other times I held back too much and came off as awkward.  It was a little nerve-racking to not know when I should or shouldn't speak to someone.  Normally, I would just speak to store clerks to be polite.  Now, I needed to make sure I wasn't being, "joe."  It really wasn't...
Post a Comment
Read more

Lifted

Look at them in pity. Look at them in shame. Wonder why their life’s a mess, Wonder who’s to blame. Wonder if it really works, Their method for masking pain. Hide it all momentarily. Fuck the clarity! They get lifted, Vision shifted, Feeling gifted, For a moment in time. With each hit it’s like rewind Spinning their minds Into another place. Smiles on their faces Leave no traces Of reality. They have a way of escaping But not me. Not me. Lonely heart, Hungry mind, Misplaced anger, Running out of time. Stopping To watch her buy a dime. Belly full with baby But that’s not on her mind As she gets lifted And takes a magical ride Trying to mask what’s inside. And when the crack pipe no longer blazes, She sits Wide eyes gazing. In a zone Reality gone Feeling thankful for the white stone. Vision shifted, She’s so lifted. She’s hiding from reality, But not me. Not me. Lonely Heart, Hungry mind, Misplaced anger, Running out of time. Stopping As I approach my home. Uncle off in his zone. TV gone...
Post a Comment
Read more

Joy Pie

This Sunday's poem is one that I wrote, because I needed to turn in something for school. I'm not really feeling this one, but maybe someone else will. I'm also not promoting bad eating habits, even though it sounds like I am.... Joy Pie Written by Juanita Harris (c) 2011 Serve me up some Joy Pie Filled with smiles and glee Crust as golden as the sun And sweet as sweet can be. It'll be yummy to my tiny tummy As I'm gulping away the jeers. Tasty pastries are the best way To wash away the tears. So give me Blueberry Custard, Lemon Meringue Southern Pecan or Chocolate Cream, And some Apple Turnovers Busting at the seams! They melt in my mouth Mmmmm, yum yum yum! I promised myself That I'd eat only one, But here I am licking another plate clean Of cheery Cherry Pie Letting go of the sadness And telling my troubles,"good-by!" Life's problems Are sometimes hard to swallow So I'll smother the drama with sugar And ho...
Post a Comment
Read more

Domestic Violence Awareness month

This month is Domestic Abuse Awareness month. Domestic violence is the leading cause of injury to women between the ages of 15 and 44 in the United States. As a former victim of Domestic Abuse I feel strongly about getting the word out and letting women know that they are not alone in their battle. I will be posting poetry, information and stories about Domestic Abuse. I will also share bits and pieces of my own story. When I experienced this, it seemed that there were stages I went through in dealing with him and the abuse. I remember when the abuse first started and I didn't want to tell anyone because I was embarrassed. The first time he ever really left a mark on me was in the Spring of 2001. Our daughter was a few months old. He punched me in my eye and it turned black and blue and the side of my face was swollen. I didn't want to go to work with my face messed up because I was a Bank Teller and my customers were regulars. I didn't want to deal with anyone asking quest...
6 comments
Read more